Protecting Yourself From Online Computer Virus Attack and Personal Identity Credit Card Data Hacking

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Proven Steps To Prevent Identity Theft - What Steps Can You Take To Prevent Identity Theft?
By Julius C Rocha

The truth is no matter what precautions you take or no matter how careful you are, there is no 100% way of preventing Identity Theft. The Federal Trade Commission, the U.S Department of Justice, and the U.S Attorney General's Office have all stated that there is no full proof method to avoid this crime. There is an upside however. By making yourself aware of the threat we are faced with and opening your mind to the way these identity criminals think, you can start minimizing the risk of becoming a target. There are proven steps and measures you could use that will definitely take you out of the spot a light and one step ahead of these crooks.

5 Steps That Will Minimize The Risk Of Becoming A Victim Of Identity Theft

Step 1: The first important thing consumers can do to protect their identity is to monitor their credit reports. By law, the federal Fair Credit Reporting Act requires each of the 3 major nationwide consumer reporting companies to provide you with a free copy of your credit report once a year. You can submit a request for a copy of your free credit report at or you can call 1-877-322-8228. They ask not to call the credit reporting companies directly because they only provide free reports through their web address and phone number. This will give you the opportunity to see if there are any unauthorized accounts opened in your name.

Step 2: Don't give out personal information over the phone, on the internet, or through the mail unless you first initiated the contact or are sure you know who you're dealing with. Identity thieves have posed as representatives of national banks, members of a charity, and even government agencies to get people to give out their account numbers, Social Security number, and other personal information. Before you share any personal information, always be sure your dealing with a legit organization. You can check an organization's website by typing its URL in the address bar. Do this instead of cutting and pasting it. Or you can call customer service using the number listed on your statement or in the telephone book just to ensure it is in fact them calling.

Step 3: Protecting your mail is very important. Make sure that every single piece of mail with any kind of personal information, even if it's just your name on it, is cross-shredded before you throw it away. Simply tearing it up into pieces is not going to be good enough. This only provides the thief with a puzzle that they can easily piece together. Drop off your outgoing mail in a post office collection box or at your local post office, instead of leaving it in an unsecured mailbox, especially curbside mailboxes. Always quickly remove any mail from your mailbox. If you're going to be away from home and can't pick up your mail, contact your local Post Office and ask for a temporary hold, or a vacation hold. They will hold your mail there until you pick it up or when you are finally home to receive it.

Step 4: Do not carry your Social Security card, credit/debit cards, or passports if you don't plan to utilize them. Carry only credit and debit cards that you need for the day. Same goes for any other personal identification. If you must have it on you, (i.e. Driver's License/I.D) ensure that it is secure. If you are at work, be sure to keep your wallet/purse in a safe place. Places of employment are known for having wallets or purses stolen. Do the same with any copies of administrative forms that might have your personal information on it.

Step 5: As a U.S citizen you have the right to ask about personal information security protocol or procedures at your place of work, other businesses, institutions that collect personal data, doctor's offices, schools, you name it. Find out about their disposal procedures for personal records and ask if your information will be shared with anyone else other than them. If your information is going to be shared, you should definitely ask what safety precautions they will take to keep your information confidential. If you have a problem with the place of business not being able to disclose that information or simply does not have an answer. It would be best to contact the F.T.C immediately to make them aware of the situation at that particular institute.

In Conclusion...

There are between 10-15 million people affected by Identity Theft Each Year. 10% of those victims are children. That means every 3 seconds a new person has their identity stolen. There are other ways to ensure the safety of you and your family's identity. You just have to become aware of the threats around you and what you can do to avoid them. One of the most important steps a person can take in the fight against Identity Theft is to practice awareness for you and family.

Julius C. Rocha is a professional identity theft resource advisor, and has assisted many families in practicing awareness on Identity Theft all across America, to learn more about Julius, see []Helping Others Today

To Learn more on how to prevent Identity Theft from happening to you and your family or to learn ways on how to minimize the risk of becoming a victim, Check out, []Safety For Your Identity

Article Source: [] Proven Steps To Prevent Identity Theft - What Steps Can You Take To Prevent Identity Theft?

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You just bought a top of the line system a few months ago - you've got a powerful processor and plenty of hard drive space, but all of a sudden your PC is running slow. Not just a little slow, but darn near stand still slow. This is unacceptable for a brand new system, so what can you do to fix the problem, to ensure that your system will return to the high speed performance that you experienced upon setting it up?

Before you can fix the problem you need to better know what it is that may be causing it.
There are all types of things that can hamper the speed and performance of your PC, many of which can be fixed with a simple installation and operation of a quality software program.
As we use our computers to surf the internet and we visit websites; download pictures, music and movies and install unnecessary programs the system gets gummed up with all kinds of unnecessary items that slow down your PC's performance.

Read our Editors' review on Protect Your Computer From Viruses, Hackers, and Spies 

Paying visits to unknown sites can infect out computers with viruses, spy ware, mal-ware and tracking cookies that can all begin to do damage to the system. Things begin to slow down and some programs stop working in the manner that they should, you may experience painfully long waits for the receiving and sending of e-mails or for the download of files that you actually need. You can't conceivably go without using your computer, so you need something that will remedy the problem as quickly and easily as possible.

Fast and Free Options
If you are low on funds and want to try a quick fix to your problem, there are quite a few free options out there for virus and spy-ware removal. Sometimes when you encounter an older viral threat or a piece of spy-ware that's negatively affecting your system a quick run of an anti-virus or spy-ware/ad-ware removal will remedy the problem. A quick visit to a tech forum and a search of the frequently asked questions can often lead you to a safe and trusted location for a fast and free download to help resolve your issue.

The major problem with this option is that these free programs can't keep up with the latest and most dangerous forms of viruses and spy-ware. New viruses crop up almost every day and some can do serious, irreparable damage to your system if they are not blocked or remedied very soon after they find their way onto your PC. These programs can be a good addition to your protection, but it is best for you and your PC to have a stronger, more reliable and updata-able method of protection.

The Best Method of Defense
In sports it's often stated that the best method of defense is a good offense, meaning that in your defense you need to be constantly proactive to be truly protected, to not wait for something to go wrong and then have to worry about reacting to it. This also holds true for defending your computer - you want to have a source that is constantly keeping up with the latest threats to ensure that you are protected from the all of the things that can damage, slow down or hinder the performance of your PC.

A program like Norton Anti-Virus may cost you a little more than those freebies that you learned about on the computer tech forums, but it will give you an unparalleled level of protection. This type of software will locate and eliminate all of the threats that are damaging and slowing down your system, as well as keep you protected form all of the latest threats that seem to keep cropping up.
Having a top of the line protection software, like Norton Anti-Virus 2009 installed on your PC is the best way to keep your system running at its optimal level of speed.

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Two things to bear in Mind while we talk about Protecting yourself Online in order to Prevent Online Identity Theft and being Victim of Cyber-Criminals:

A. Keep in mind that antivirus software protects only your device, not your internet connection. It’s only Secured and Protected Virtual Private Network, VPN can securely protect your internet connection communications between your computer device, servers and websites.

B. A VPN is a must-have utility to protect your privacy and prevent hackers and snoopers from stealing your personal information.